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Merchant
Cash Advance
Merchant
Cash Advance
If your business accepts debit or credit card payments, a Merchant Cash Advance could provide fast access to funding without fixed monthly repayments. Repayments linked to your future card sales from £10,000 to £500,000+.
Funding from
£10,000 – £5m+
Decisions
24 – 48 hrs
Repaid
% of card sales
Why Use A Merchant Cash Advance?
Unlock funding for your business without the lengthy processes often associated with traditional bank lending.
Repayments are typically linked to your card takings, so the amount collected can flex in line with your business’s sales.
Rather than a conventional fixed monthly loan payment, repayments are generally taken as an agreed percentage of eligible card sales
Use funding for stock, equipment, refurbishment, marketing, expansion or other business opportunities.
Access additional working capital when your business needs it, with repayments that can adjust as card revenues rise and fall
Eligibility is typically assessed using your trading history and card turnover, providing an alternative funding route for eligible businesses.
Suitable funding scenarios
Stock Purchases
Refurbishments
Equipment
Marketing
Expansion
Unexpected Cost
Seasonal Demand
Working Capital
“When you contact Maximus Leonis Capital, you’ll deal directly with me from the initial conversation through to completion. No call centres, no bots, no unnecessary handovers — just someone tenacious and accountable in your corner, focused on finding the right route and getting the deal done.”
Mario D. Sarno
Founder & CEO, Maximus Leonis Capital
Built by a business owner, not just another broker.
Most brokers talk about lenders. We talk about the business decision behind the funding.
I founded Maximus Leonis Capital because I know what it feels like to sit on the other side of the table — weighing up risk, timing, cash flow, growth and reputation while trying to make the right decision for the business.
Having built, financed and exited my own company, I understand that business owners, developers and suppliers often need more than a finance quote. They need clarity, confidence and someone who can show them there may be another way to move forward.
Maximus Leonis Capital was created to provide straight-talking, relationship-led finance support for people who want practical guidance, trusted funding routes and a more personal approach. Whether a client is buying equipment, funding a development, unlocking working capital or helping their own customers access finance, the aim is simple: to help them make informed funding decisions and move forward with confidence.
This is not a call-centre approach. It is founder-led, commercially aware and built around long-term relationships.
You're dealing directly with someone who has built, financed and exited a successful business.
Connect with specialist commercial lenders who understand your business needs.
No call centres. No handovers. Just straightforward commercial advice.
Finance tailored to your goals, cash flow and growth plans, with a funding structure.
Built for your situation
Every case is different. These are the situations we see most often — if yours isn’t listed, it’s still worth a call.
Restaurants & cafés
Refurbishment and seasonal prep.
Retail stores
Stock purchasing and expansion.
Hair & beauty salons
Equipment and marketing.
Dental & medical clinics
Practice improvements.
- Purchase stock
- Recruit staff
- Marketing campaigns
- Business refurbishment
- New equipment
- Expansion projects
- Working capital
- Cash flow support
- Unexpected expenses
- Opening additional locations
The Process
How Our Funding Process Works
Five steps. One point of contact. No handovers to a call centre.
Initial Strategy Call
We understand the requirement, timescale and commercial objective.
Funding Assessment
We review the most suitable funding routes.
Lender Matching
We approach relevant lenders and funding partners.
Terms & Options
We compare available options and explain the next steps clearly.
Completion Support
We support the process through to completion.
Merchant Cash Advance FAQs
How are repayments made?
Repayments are typically taken as an agreed percentage of your future card sales.
Is property security required?
Can seasonal businesses apply?
How quickly can funding be arranged?
Let's talk about your merchant cash advance requirement
Tell us what you need. We’ll tell you honestly whether we can help, what it’s likely to cost, and how quickly it can move.
The Capital To Move Forward
Whether you’re seeking funding or introducing an opportunity, start the conversation.